The normal form of payment for the Premier Company Benefit - election within the Premier Pension Plan is a Qualified Joint and Survivor Annuity. To find out about other payment options you may be eligible for at this time or in the future, view Pension Benefit Forms of Payment.
Unless you and your spouse, if married, waive your rights to the Qualified Joint and Survivor Annuity, the plan will pay your benefit as described below.
If You're Married When Your Benefits Begin
A Qualified Joint and Survivor Annuity is an annuity that is payable for your lifetime with a survivor annuity payable for the life of your spouse (if you're married at the time of commencement). The 50% Joint and Survivor Annuity is the Qualified Joint and Survivor Annuity. The amount of this benefit is indicated on the Choose Your Pension Form of Payment page on this site.
The Qualified Joint and Survivor Annuity provides you with a reduced monthly benefit for your lifetime compared to the benefits you would receive under the Single Life Annuity. After you die, your surviving spouse receives a portion of your reduced monthly benefit for his or her lifetime. The benefit is reduced because benefits are paid over the lifetimes of both you and your spouse. The amount of this benefit will depend on your age and your spouse's age when you first begin receiving benefits.
If You're Not Married When Your Benefits Begin
The Qualified Joint and Survivor Annuity is considered to be a monthly Single Life Annuity benefit payable for your lifetime. After you die, no benefits are payable.
You may elect to waive the Qualified Joint and Survivor Annuity benefit and elect another pension option. You may revoke any such election at any time prior to your pension payment starting date. If you revoke your election to waive the Qualified Joint and Survivor Annuity, you may make another election.
If you're married and elect a payment option other than the Qualified Joint and Survivor Annuity, your spouse must consent to (1) the payment option and (2) the beneficiary, if applicable. Your spouse's consent must be witnessed by a Notary Public. You may not subsequently change the payment option or beneficiary designation without obtaining your spouse's consent unless you change to the Qualified Joint and Survivor Annuity.
Financial Effect and Relative Values
We've calculated your benefit based on your service and earnings to date. When we have your final data, we'll recalculate your benefit and notify you if it changes. If there's a change, we'll send you a retroactive adjustment for any payments that you already received. If you choose the lump-sum option, we'll send your payment after we receive your final data. You can request a more precise calculation of your benefit information. A request for benefit information based on more recent data may delay the payment of your benefit and may require a recalculation of your benefit, which could result in an increase or decrease to your benefit amount. For example, the lump sum option could decrease due to interest rate changes.
Because we don't have complete pay information, we used an estimated Social Security benefit of $9,999.99 in the calculation of the level income option(s). If you'd like to use your actual Social Security earnings history, send a copy of your actual earnings history to the Premier Company Benefits Center. You can request your actual earnings history by accessing the Social Security Administration Web site or by calling your local Social Security office. Alternatively, the Premier Company Benefits Center will accept a copy of your most recent annual Social Security statement. This request would require a recalculation of your payment options, could result in an increase or decrease to your benefit amount, and may delay your payment.
You haven't chosen a beneficiary for all your benefits. In order to show all payment options available to you, we calculated hypothetical options that include a survivor benefit using an estimated beneficiary birth date of 02-12-1950. You can provide actual beneficiary information and receive a more precise calculation. This request would require a recalculation of your payment options, could result in an increase or decrease to your benefit amount and may delay your payment.
You haven't chosen a beneficiary for all your benefits. In order to show all payment options available to you, we calculated options that include a survivor benefit using your spouse as your beneficiary, with a birth date of 05-04-1950. You can provide another beneficiary and receive an updated calculation. This request would require a recalculation of your payment options, could result in an increase or decrease to your benefit amount, and may delay your payment.
We calculated your benefit IN ANY PLAN based on an estimated birth date of 02-12-1950 for your spouse. You can provide the actual birth date for your spouse and receive an updated calculation. This request would require a recalculation of your payment options, could result in an increase or decrease to your benefit amount and may delay your payment.
For information on the financial effect and the relative values of each payment option, see the Choose Your Pension Form of Payment page on this site.
Your decisions are important. Legal rules require you to have at least 30 days to think about your pension benefit elections. This 30-day notification period begins on the date you receive this Notice of Rights. If you're able to make your decisions in less time, you and your spouse, if applicable, can waive the 30-day period. To waive the 30-day period, continue to make your choices and complete the authorization process.
If you choose not to waive this right, select Come Back Later on this page, and don't submit your choices until you've had access to this Notice of Rights up to 30 days and have had time to consider your pension benefit elections. However, if you wish to receive a payment at any subsequent time, you'll be asked again whether you wish to waive your right to the applicable 30-day notice period.
Please note that your decision to waive the 30-day waiting period doesn't obligate the plan to make payments within 30 days. When your payment is made depends on whether you waive the 30-day period, when you and your spouse, if applicable, consent to your elections, and the administrative processing of your benefit.
To think about your decision for the full 30 days, don't finalize your choices by completing the authorization process until you've had this Notice of Rights for 30 days and have had time to consider your pension benefit elections. After you start your benefit, you cannot change the payment option.
The plan formula includes a Social Security offset that adjusts your pension benefit based on the Social Security benefits you'll receive. Simply stated, the larger your Social Security benefit, the smaller your pension benefit. We've calculated the offset using an estimated earnings history. However, using your actual earnings history or estimated benefit from the Social Security Administration may result in a smaller offset and a larger benefit.
If you would like to use your actual Social Security earnings history or estimated benefit send a copy of your actual earnings history or Social Security benefit statement to the Premier Company Benefits Center.
You may request your actual earnings history by accessing the Social Security Administration Web site or by calling your local Social Security office. Alternatively, the Premier Company Benefits Center will accept a copy of your most recent annual Social Security statement.
If you provide your actual earnings history or Social Security benefit statement by 07-15-2010, we'll recalculate your benefit. Your pension benefit may increase or decrease because of the recalculation. If we don't receive your actual earnings history or Social Security benefit statement by 07-15-2010, no recalculation will occur.
If you'd like to use your actual earnings history or Social Security benefit statement fax or mail the information to:
Fax:
1-847-###-####
(Outside the United States, use +1-847-###-####.)
Mail:
Premier Company Benefits Center
100 Half Day Road/2300 Discovery Boulevard
Lincolnshire/Orlando, IL/FL 60069/32878-9999
The Special Tax Notice Regarding Plan Payments provides some general tax information, including information regarding payments from the Plan that are rollover-eligible. You have the right to at least 30 days from receipt of this notice to consider whether to directly roll over your benefit. You may waive this 30-day period by making your choices and completing the authorization process.
If you choose not to waive this right, select Come Back Later on this page and don't finalize your choices until you've had this Notice of Rights up to 30 days and have had time to consider your pension benefit elections. However, if you wish to receive a payment at any subsequent time, you'll be asked again whether you wish to waive your right to the applicable 30-day notice period.
The Special Tax Notice Regarding Plan Payments provides some general tax information, including information regarding payments from the Plan that are rollover-eligible. You have the right to at least 30 days from receipt of this notice to consider whether to directly roll over your benefit or to receive your benefit as cash. You may waive this 30-day period by selecting I acknowledge that I have received and reviewed the information provided above on this page and confirming your choices.
If you choose not to waive this right, select Cancel when asked to confirm your choices and don't submit your choices until you've had this Notice of Rights up to 30 days and have had time to consider your pension benefit elections. However, if you wish to receive a payment at any subsequent time, you'll be asked again whether you wish to waive your right to the applicable 30-day notice period.
You're receiving this notice because all or a portion of a payment you're receiving from the Premier Pension Plan (the "Plan") is eligible to be rolled over to an IRA or an employer plan. This notice is intended to help you decide whether to do such a rollover.
This notice describes the rollover rules that apply to payments from the Plan that aren't from a designated Roth account (a type of account with special tax rules in some employer plans). If you also receive a payment from a designated Roth account in the Plan, you'll be provided a different notice for that payment, and the Plan administrator or the payor will tell you the amount that is being paid from each account.
Rules that apply to most payments from a plan are described in the "General Information About Rollovers" section. Special rules that only apply in certain circumstances are described in the "Special Rules and Options" section.
If you have additional questions after reading this notice, you can contact a retirement specialist at 1-800-###-#### between 8 a.m. and 4:30 p.m. Central time, Monday through Friday.
General Information About Rollovers
How can a rollover affect my taxes?
You'll be taxed on a payment from the Plan if you don't roll it over. If you're under age 59-1/2 and don't do a rollover, you'll also have to pay a 10% additional income tax on early distributions (unless an exception applies). However, if you do a rollover, you'll not have to pay tax until you receive payments later and the 10% additional income tax won't apply if those payments are made after you're age 59-1/2 (or if an exception applies).
Where may I roll over the payment?
You may roll over the payment to either an IRA (an individual retirement account or individual retirement annuity) or an employer plan (a tax-qualified plan, section 403(b) plan, or governmental section 457(b) plan) that will accept the rollover. The rules of the IRA or employer plan that holds the rollover will determine your investment options, fees, and rights to payment from the IRA or employer plan (for example, no spousal consent rules apply to IRAs and IRAs may not provide loans). Further, the amount rolled over will become subject to the tax rules that apply to the IRA or employer plan.
How do I do a rollover?
There are 2 ways to do a rollover. You can do either a direct rollover or a 60-day rollover.
- If you do a direct rollover, the Plan will make the payment directly to your IRA or an employer plan. You should contact the IRA sponsor or the administrator of the employer plan for information on how to do a direct rollover.
- If you don't do a direct rollover, you may still do a rollover by making a deposit into an IRA or eligible employer plan that will accept it. You'll have 60 days after you receive the payment to make the deposit. If you don't do a direct rollover, the Plan is required to withhold 20% of the payment for federal income taxes (up to the amount of cash and property received other than employer stock). This means that, in order to roll over the entire payment in a 60-day rollover, you must use other funds to make up for the 20% withheld. If you don't roll over the entire amount of the payment, the portion not rolled over will be taxed and will be subject to the 10% additional income tax on early distributions if you're under age 59-1/2 (unless an exception applies).
How much may I roll over?
If you wish to do a rollover, you may roll over all or part of the amount eligible for rollover. Any payment from the Plan is eligible for rollover, except:
- Certain payments spread over a period of at least 10 years or over your life or life expectancy (or the lives or joint life expectancy of you and your beneficiary)
- Required minimum distributions after age 70-1/2 (or after death)
- Cost of life insurance paid by the Plan
The Plan administrator or the payor can tell you what portion of a payment is eligible for rollover.
If I don't do a rollover, will I have to pay the 10% additional income tax on early distributions?
If you're under age 59-1/2, you'll have to pay the 10% additional income tax on early distributions for any payment from the Plan (including amounts withheld for income tax) that you don't roll over, unless one of the exceptions listed below applies. This tax is in addition to the regular income tax on the payment not rolled over.
The 10% additional income tax doesn't apply to the following payments from the Plan:
- Payments made after you separate from service, if you'll be at least age 55 in the year of the separation
- Payments that start after you separate from service, if paid at least annually in equal or close to equal amounts over your life or life expectancy (or the lives or joint life expectancy of you and your beneficiary)
- Payments from a governmental defined benefit pension plan made after you separate from service if you're a public safety employee and you're at least age 50 in the year of the separation
- Payments made due to disability
- Payments after your death
- Cost of life insurance paid by the Plan
- Payments made directly to the government to satisfy a federal tax levy
- Payments made under a qualified domestic relations order (QDRO)
- Payments up to the amount of your deductible medical expenses
- Certain payments made while you're on active duty if you were a member of a reserve component called to duty after September 11, 2001 for more than 179 days
If I do a rollover to an IRA, will the 10% additional income tax apply to early distributions from the IRA?
If you receive a payment from an IRA when you're under age 59-1/2, you'll have to pay the 10% additional income tax on early distributions from the IRA, unless an exception applies. In general, the exceptions to the 10% additional income tax for early distributions from an IRA are the same as the exceptions listed above for early distributions from a plan. However, there are a few differences for payments from an IRA, including:
- There is no exception for payments after separation from service that are made after age 55.
- The exception for qualified domestic relations orders (QDROs) doesn't apply (although a special rule applies under which, as part of a divorce or separation agreement, a tax-free transfer may be made directly to an IRA of a spouse or former spouse).
- The exception for payments made at least annually in equal or close to equal amounts over a specified period applies without regard to whether you've had a separation from service.
- There are additional exceptions for (1) payments for qualified higher education expenses, (2) payments up to $10,000 used in a qualified first-time home purchase, and (3) payments after you've received unemployment compensation for 12 consecutive weeks (or would have been eligible to receive unemployment compensation but for self-employed status).
Will I owe State income taxes?
This notice doesn't describe any State or local income tax rules (including withholding rules).
Special Rules and Options
If your payment includes after-tax contributions
After-tax contributions included in a payment aren't taxed. If a payment is only part of your benefit, an allocable portion of your after-tax contributions is generally included in the payment. If you have pre-1987 after-tax contributions maintained in a separate account, a special rule may apply to determine whether the after-tax contributions are included in a payment.
You may roll over to an IRA a payment that includes after-tax contributions through either a direct rollover or a 60-day rollover. You must keep track of the aggregate amount of the after-tax contributions in all of your IRAs (in order to determine your taxable income for later payments from the IRAs). If you do a direct rollover of only a portion of the amount paid from the Plan and a portion is paid to you, each of the payments will include an allocable portion of the after-tax contributions. If you do a 60-day rollover to an IRA of only a portion of the payment made to you, the after-tax contributions are treated as rolled over last. For example, assume you're receiving a complete distribution of your benefit which totals $12,000, of which $2,000 is after-tax contributions. In this case, if you roll over $10,000 to an IRA in a 60-day rollover, no amount is taxable because the $2,000 amount not rolled over is treated as being after-tax contributions.
You may roll over to an employer plan all of a payment that includes after-tax contributions, but only through a direct rollover (and only if the receiving plan separately accounts for after-tax contributions and isn't a governmental section 457(b) plan). You can do a 60-day rollover to an employer plan of part of a payment that includes after-tax contributions, but only up to the amount of the payment that would be taxable if not rolled over.
If you miss the 60-day rollover deadline
Generally, the 60-day rollover deadline cannot be extended. However, the IRS has the limited authority to waive the deadline under certain extraordinary circumstances, such as when external events prevented you from completing the rollover by the 60-day rollover deadline. To apply for a waiver, you must file a private letter ruling request with the IRS. Private letter ruling requests require the payment of a nonrefundable user fee. For more information, see IRS Publication 590, Individual Retirement Arrangements (IRAs).
If you were born on or before January 1, 1936
If you were born on or before January 1, 1936 and receive a lump-sum distribution that you don't roll over, special rules for calculating the amount of the tax on the payment might apply to you. For more information, see IRS Publication 575, Pension and Annuity Income.
If you're an eligible retired public safety officer and your pension payment is used to pay for health coverage or qualified long-term care insurance
If the Plan is a governmental plan, you retired as a public safety officer, and your retirement was by reason of disability or was after normal retirement age, you can exclude from your taxable income plan payments paid directly as premiums to an accident or health plan (or a qualified long-term care insurance contract) that your employer maintains for you, your spouse, or your dependents, up to a maximum of $3,000 annually. For this purpose, a public safety officer is a law enforcement officer, firefighter, chaplain, or member of a rescue squad or ambulance crew.
If you roll over your payment to a Roth IRA
You can roll over a payment from the Plan made before January 1, 2010 to a Roth IRA only if your modified adjusted gross income isn't more than $100,000 for the year the payment is made to you and, if married, you file a joint return. These limitations don't apply to payments made to you from the Plan after 2009. If you wish to roll over the payment to a Roth IRA, but you're not eligible to do a rollover to a Roth IRA until after 2009, you can do a rollover to a traditional IRA and then, after 2009, elect to convert the traditional IRA into a Roth IRA.
If you roll over the payment to a Roth IRA, a special rule applies under which the amount of the payment rolled over (reduced by any after-tax amounts) will be taxed. However, the 10% additional income tax on early distributions won't apply (unless you take the amount rolled over out of the Roth IRA within 5 years, counting from January 1 of the year of the rollover). For payments from the Plan during 2010 that are rolled over to a Roth IRA, the taxable amount can be spread over a 2-year period starting in 2011.
If you roll over the payment to a Roth IRA, later payments from the Roth IRA that are qualified distributions won't be taxed (including earnings after the rollover). A qualified distribution from a Roth IRA is a payment made after you're age 59-1/2 (or after your death or disability, or as a qualified first-time homebuyer distribution of up to $10,000) and after you've had a Roth IRA for at least 5 years. In applying this 5-year rule, you count from January 1 of the year for which your first contribution was made to a Roth IRA. Payments from the Roth IRA that aren't qualified distributions will be taxed to the extent of earnings after the rollover, including the 10% additional income tax on early distributions (unless an exception applies). You don't have to take required minimum distributions from a Roth IRA during your lifetime. For more information, see IRS Publication 590, Individual Retirement Arrangements (IRAs).
You can't roll over a payment from the Plan to a designated Roth account in an employer plan.
If you're not a plan participant
- Payments after death of the participant. If you receive a distribution after the participant's death that you don't roll over, the distribution will generally be taxed in the same manner described elsewhere in this notice. However, the 10% additional income tax on early distributions and the special rules for public safety officers don't apply, and the special rule described under the section "If you were born on or before January 1, 1936" applies only if the participant was born on or before January 1, 1936.
If you're a surviving spouse. If you receive a payment from the Plan as the surviving spouse of a deceased participant, you have the same rollover options that the participant would have had, as described elsewhere in this notice. In addition, if you choose to do a rollover to an IRA, you may treat the IRA as your own or as an inherited IRA.
An IRA you treat as your own is treated like any other IRA of yours, so that payments made to you before you're age 59-1/2 will be subject to the 10% additional income tax on early distributions (unless an exception applies) and required minimum distributions from your IRA don't have to start until after you're age 70-1/2.
If you treat the IRA as an inherited IRA, payments from the IRA won't be subject to the 10% additional income tax on early distributions. However, if the participant had started taking required minimum distributions, you'll have to receive required minimum distributions from the inherited IRA. If the participant hadn't started taking required minimum distributions from the Plan, you'll not have to start receiving required minimum distributions from the inherited IRA until the year the participant would have been age 70-1/2.
- If you're a surviving beneficiary other than a spouse. If you receive a payment from the Plan because of the participant's death and you're a designated beneficiary other than a surviving spouse, the only rollover option you have is to do a direct rollover to an inherited IRA. Payments from the inherited IRA won't be subject to the 10% additional income tax on early distributions. You'll have to receive required minimum distributions from the inherited IRA.
- Payments under a qualified domestic relations order. If you're the spouse or former spouse of the participant who receives a payment from the Plan under a qualified domestic relations order (QDRO), you generally have the same options the participant would have (for example, you may roll over the payment to your own IRA or an eligible employer plan that will accept it). Payments under the QDRO won't be subject to the 10% additional income tax on early distributions.
If you're a nonresident alien
If you're a nonresident alien and you don't do a direct rollover to a U.S. IRA or U.S. employer plan, instead of withholding 20%, the Plan is generally required to withhold 30% of the payment for federal income taxes. If the amount withheld exceeds the amount of tax you owe (as may happen if you do a 60-day rollover), you may request an income tax refund by filing Form 1040NR and attaching your Form 1042-S. See Form W-8BEN for claiming that you're entitled to a reduced rate of withholding under an income tax treaty. For more information, see also IRS Publication 519, U.S. Tax Guide for Aliens, and IRS Publication 515, Withholding of Tax on Nonresident Aliens and Foreign Entities.
Other special rules
If a payment is one in a series of payments for less than 10 years, your choice whether to make a direct rollover will apply to all later payments in the series (unless you make a different choice for later payments).
If your payments for the year are less than $200, the Plan isn't required to allow you to do a direct rollover and isn't required to withhold for federal income taxes. However, you may do a 60-day rollover.
Unless you elect otherwise, a mandatory cashout of more than $1,000 will be directly rolled over to an IRA chosen by the Plan administrator or the payor. A mandatory cashout is a payment from a plan to a participant made before age 62 (or normal retirement age, if later) and without consent, where the participant's benefit doesn't exceed $5,000 (not including any amounts held under the plan as a result of a prior rollover made to the plan).
You may have special rollover rights if you recently served in the U.S. Armed Forces. For more information, see IRS Publication 3, Armed Forces' Tax Guide.
For More Information
You may wish to consult with the Plan administrator or payor, or a professional tax advisor, before taking a payment from the Plan. Also, you can find more detailed information on the federal tax treatment of payments from employer plans in: IRS Publication 575, Pension and Annuity Income; IRS Publication 590, Individual Retirement Arrangements (IRAs); and IRS Publication 571, Tax-Sheltered Annuity Plans (403(b) Plans). These publications are available from a local IRS office, on the web at www.irs.gov, or by calling 1-800-TAX-FORM.
The pension payments you receive from the Pension Plan that aren't eligible to roll over will be subject to federal income tax withholding unless you elect not to have withholding apply. Withholding for payments that are rollover-eligible is described in the Special Tax Notice Regarding Plan Payments above. The information below applies to the payments that you cannot roll over.
Withholding will only apply to the portion of your benefit that is already included in your income subject to federal income tax and will be determined similar to wage withholding. Thus, there will be no withholding on the return of your own nontaxable employee contributions to the Plan.
The pension payments you receive from the Pension Plan will be subject to federal income tax withholding unless you elect not to have withholding apply. Withholding will only apply to the portion of your benefit that is already included in your income subject to federal income tax and will be determined similar to wage withholding. Thus, there will be no withholding on the return of your own nontaxable employee contributions to the Plan.
Your nonqualified benefit is generally subject to federal income tax withholding and you aren't able to choose no withholding for that benefit.
Your election will remain in effect until you revoke it. You may revoke your election at any time. Any election or revocation will be effective no later than the first of the month following the 30-day period after your election or revocation is received. You may make and revoke your election not to have withholding apply as often as you wish. You may choose to make or revoke your withholding elections when you continue the process of starting your payment on this site.
If you don't make an election and choose an annuity payment, federal income tax will be withheld from the taxable portion of your payment as if you were married and claiming 3 withholding allowances. If you don't make an election for your nonqualified payment and choose an annuity payment, federal income tax will be withheld from the taxable portion of your payment as if you were single and claiming 0 withholding allowances.
If you can choose to not have withholding apply to your pension payments and you choose no withholding or if you don't have enough federal income tax withheld from your pension payments, you may be responsible for payment of estimated tax. Penalties may be assessed under the estimated tax rules if your withholding and estimated tax payments aren't sufficient.
If you elect a one-time payment, it may be subject to United States income tax withholding. 10% of the United States taxable amount will be withheld for federal income taxes unless you choose not to have withholding apply.
If you elect an annuity payment, it may be subject to United States income tax withholding unless you choose not to have withholding apply.
If you choose a payment that is eligible to be rolled over, it may be subject to United States income tax withholding. 20% of the United States taxable amount will be withheld for federal income taxes unless you choose not to have withholding apply.
The pension payments you receive from the Pension Plan that aren't rolled over may be subject to state income tax withholding.
Each state has different withholding requirements. While some states require state income tax withholding, other states have no income tax withholding. In addition, for some states, income tax withholding is optional and you're able to elect not to have withholding apply. More information on the specific state withholding options for your state is available as you continue the process of starting your payment on this site.
You may make or revoke any withholding election further in the process of starting your payment on this site. Your election will remain in effect until you revoke it. You may revoke your election at any time. Any election or revocation will be effective no later than the first of the month following the 30-day period after your election or revocation is received. You may make and revoke your election not to have withholding apply as often as you wish.
If you don't make an election, state income tax will be withheld from the taxable portion of your payment based on the rules of the state of your permanent address.
If your state allows you to choose to not have withholding apply to your pension payments and you choose no withholding or if you don't have enough state income tax withheld from your pension payments, state tax penalties may apply. For additional tax guidance, please consult a personal tax advisor.
Your permanent address is outside of the United States (U.S.). Your address impacts the withholding applied to the pension payment(s) you may receive from the Premier Company. We're legally required to withhold 30% of your future payments to you, unless you send us additional documentation that supports a lower withholding rate.
U.S. Citizen
If you're a U.S. citizen and want regular U.S. withholding applied to your payment, you must complete a Form W-9 and return it to the address in the Where to Send Your Documentation section.
Not a U.S. Citizen
If you're not a U.S. citizen, you're not required to send any documentation, but we'll continue to withhold 30% of all future payments to you. You may want to complete a Form W-8BEN, however, to provide us with the appropriate withholding rate for your country of citizenship.
For some countries, the withholding rate may be 30%, and providing the form to us wouldn't change the withholding from your payments. For other countries, the withholding rate may be lower than 30%, and providing the form would reduce the withholding applied to your payments.
If you decide to provide a Form W-8BEN, return it to the address in the Where to Send Your Documentation section.
Where to Get These Forms
The W-9 and W-8BEN forms can be found on the Internal Revenue Service (IRS). If you don't have Internet access and want a form sent to you, contact a retirement specialist at 1-800-###-#### between 8 a.m. and 4:30 p.m. Central time, Monday through Friday.
Where to Send Your Documentation
Mail or fax your W-9 or W-8BEN form to:
Fax:
1-847-###-####
(Outside the United States, use +1-847-###-####.)
Mail:
Premier Company Benefits Center
100 Half Day Road/2300 Discovery Boulevard
Lincolnshire/Orlando, IL/FL 60069/32878-9999
Timing
Once your documentation is received, we'll update the withholding being applied to your payment(s) as soon as administratively possible.
